Players place a wager in their corresponding circle. Any time an Ace must be used as 1, or it would force your hand to exceed 21, it is called a hard hand. Any time an Ace can be used as either 1 or 11, it is called a soft hand.
Aces are worth 1 or 11, depending on the hand. Cards 2 through 10 retain their face values. Face cards (Jack, Queen and King) are worth 10.